Mike Layden, CPA established Health & Life Solutions, Inc. to assist clients through the many complexities of Original Medicare, Medicare Advantage, and Medicare Supplement plans. Mike is a licensed certified public accountant with over 34 years experience, as well as licensed insurance producer. He leverages his financial and Medicare expertise to recommend the best plan for your specific healthcare needs, lifestyle and budget. Give Mike a call if you have questions. 217-290-1768 https://www.HealthandLifeSolutionsInc.com
Are you venturing into the realm of Medicare Advantage plans and find yourself lost in the sea of options? Look no further! Devoted Health plans specialize in Medicare Advantage plans designed with your healthcare needs in mind. From comprehensive coverage to additional perks, this guide will illuminate all the essential aspects of Devoted Health’s offerings. Let's dive in and discover how you can maximize your health benefits with Devoted Health.
Did you know you could get more from your Medicare plan than just basic coverage?
Key Takeaways
In 2024, Devoted Health offers Medicare Advantage in eight Illinois counties. Beginning January 1, 2025, Devoted is expanding its reach to an additional 21 Illinois Counties.
Devoted Health offers a variety of Medicare Advantage plans to suit different healthcare needs
Coverage includes hospital, medical, and prescription drug services, along with preventive care and telehealth options
You can benefit from additional perks such as fitness programs and transportation services
Understanding costs like premiums, co-payments, and deductibles can help you find the best plan
Star Ratings and quality measures offer insight into the plan’s performance and member satisfaction
Available Devoted Health Plan of Illinois Plans in Your Area
Location plays a significant role in your healthcare options. In 2024, Devoted Health offers Medicare Advantage plans in 13 states, each with unique plans tailored to specific coverage needs. Devoted is expanding from 13 states in 2024 to 20 states in 2025. The Devoted Health footprint will cover 36.5% of Medicare Advantage enrollees nationally.
The details of the 2025 plans will be made public per Centers for Medicare and Medicaid regulations on October 1, 2024. All plan benefits discussed in this article are based on the plans available for 2024.
Understanding 2024 Devoted Health Medicare Advantage Plans
Devoted Health Plans Illinois Lineup
Devoted CORE Illinois (HMO) This plan for those health members looking for well-rounded benefits and the extras.
Devoted GIVEBACK Illinois (HMO) This plan is for individuals willing to trade medical benefits for high Part B premium reduction.
Devoted CHOICE Illinois (PPO) The plan values network flexibility, well-rounded benefits and extra supplements.
Overview of Devoted Health Plans
Devoted Health is a healthcare provider that specializes in offering Home Maintenance Organizations (HMO's) and Preferred Provider Organizations (PPO's) to customers. In an HMO, customers are required to choose a primary care physician and obtain referrals for any specialist visits or services. This model emphasizes preventive care and managing chronic conditions to keep costs down. On the other hand, a PPO allows customers to visit any healthcare provider in or out of the network. This facilitates access to providers without needing referrals. Devoted Health strives to provide comprehensive and personalized healthcare options to meet the diverse needs of individuals and families in the communities they serve.
The plans are designed to simplify your healthcare experience. With clear and straightforward features, Devoted Health reduces the complexity involved in managing healthcare services. That way, you can focus more on your health and less on administrative hurdles. These plans are designed whether you require consistent medical care or prefer preventative healthcare.
Devoted Health Medicare Advantage Plans
Choosing a Medicare Advantage plan is more than just a financial decision; it's about safeguarding your health and well-being.
Exploring coverage options within Devoted Health Medicare Advantage plans can help you make an informed decision. Understanding what each plan offers will guide you in selecting the best healthcare plan that aligns with your needs.
Coverage Benefits Applicable to Most Every Plan Offered by Devoted Health
Devoted Health plans come packed with coverage benefits that protect you during times of need. Each plan includes extensive hospital and medical coverage, ensuring you’re well-cared for regardless of the circumstances. Emergency and urgent care services are covered no matter where you are, giving you peace of mind whether you’re at home or traveling.
There is a $0 monthly plan premium for all Devoted Health Plans. Every plan has a $0 copay for primary care physician visits , labs, and Tier 1 Generic medications. There is no pharmacy deductible providing you first dollar coverage.
Added Benefits and Extra Services
Beyond coverage for medical needs, Devoted Health plans often include added benefits that enhance your quality of life. For instance, all plans in Illinois offer fitness programs, and reimbursement to spend on fitness trackers, home gym equipment, and more. Imagine keeping active and healthy without the extra cost!
The Devoted Giveback Illinois (HMO) plan provides up to $115 back in your Social Security check every month. This plan is ideal if you would like to trade medical benefits for high Medicare Part B premium reduction.
In-Network Providers
One significant advantage of choosing Devoted Health plans is the access to a robust network of doctors and specialists. These in-network providers guarantee that you receive high-quality medical care while keeping out-of-pocket expenses low. Your primary care physician will act as your healthcare coordinator, ensuring integrated and streamlined service.
Using in-network providers for routine visits is not only encouraged but also integral for consistent care. By sticking to in-network services, you’ll find that managing healthcare costs becomes simpler and more predictable. Plus, it allows for a more coordinated approach to your medical needs.
Prescription Drug Coverage
Prescription drug coverage is included in all Illinois Devoted Health plans, helping you manage ongoing medications without stress. The formulary lists are updated regularly, offering transparency regarding the drugs covered under your plan. This ensures you always have clarity about what is included and can plan accordingly.
Furthermore, tier-based drug pricing allows for manageable costs aligned with your specific medical needs. For added convenience, mail-order pharmacy services are often available, potentially lowering your costs and eliminating unnecessary trips to the pharmacy.
Rich Dental and Vision Benefits
Comprehensive dental coverage provided by Delta Dental is another highlight of Devoted Health plans related to the Core and Choice plans. Comprehensive dental services totaling $7,500 each benefit year. Comprehensive benefits include services for fillings, deep cleaning, extractions, dentures, Root Canals, Crowns, and bridges. All of these services are provided with a $0 copay. Devoted health members received dental services from Delta Dental of Illinois . Delta Dental is a new Medicare Advantage partner.
The same two plans offer enhanced vision benefits up to $400 per year for eyewear. This ensures that you maintain optimal dental and vision health as part of your overall wellness.
Cost and Pricing Structure of Devoted Health Medicare Advantage Plans
Understanding the cost structure of Devoted Health plans can help you budget effectively and choose a plan that fits your financial situation. Let's break down the costs involved, from premiums to co-payments and deductibles.
Co-payments and Deductibles
Each plan specifies co-payments for visits to primary care physicians and specialists. Knowing these details helps you plan your medical visits and manage your budget effectively. There are no deductibles on any of the Illinois health plans.
One of the great things about Devoted Health plans is that preventive services might have no co-payment. This means you can get those crucial health checks at no additional cost. Emergency care services also have specified co-payments, offering you a predictable and manageable healthcare budget.
Cost Sharing Options
Cost-sharing options in Devoted Health plans enable you to split healthcare costs based on the service type. Predictable costs for common services make managing healthcare expenses more straightforward. Moreover, there are low out-of-pocket maximums that cap your yearly spending, offering financial protection and peace of mind.
Star Ratings and Quality of Devoted Health Medicare Advantage Plans
When evaluating health care plans, Star Ratings and quality measures provide invaluable insight into your options. Devoted Health consistently strives for high Star Ratings, reflecting their commitment to excellent service and member satisfaction.
Devoted Health has received a 4.5-star rating from CMS for their Medicare Advantage plans in total. This showcases their commitment to providing high-quality healthcare services. Individual plans in your area have received a different star-rating than the 4.5 stars on all plans.
The star ratings are based on several key factors, including customer service, preventive care measures, and treatment outcomes. These metrics offer a holistic view of how well the plans perform and how members feel about their experiences. A high star rating is a strong indicator that you're choosing a reliable and high-quality plan.
Quality Measures and Member Satisfaction - The Devoted Difference
Quality measures in health plans include clinical outcomes, patient experiences, and the efficiency of the plan itself. High member satisfaction ratings suggest consistent and reliable healthcare services, making Devoted Health stand out as a trusted provider.
There are three important factors that contribute to the high measures of quality and member satisfaction. They are:
Members know they can always reach Devoted. 92% of member calls get answered within 30 seconds
Members trust Devoted to take care of them. 89.4% of members trust that Devoted is keeping their promise to get the care they need
Members reliably get the help they need. 94% of calls get resolved on the first call.
Feedback from Devoted Health plan members help the organization continually enhance their plan offerings and services. Annual surveys capture real experiences and drive continuous improvement, ensuring that Devoted Health remains aligned with your needs.
How to Enroll in Devoted Health Medicare Advantage Plans
Enrollment in a Devoted Health Plan of Illinois is straightforward if you know the key periods and steps involved. Understanding when and how to enroll helps you avoid missing critical deadlines.
Enrollment Periods
Enrolling in a Devoted Health Medicare Advantage plan is best done during one of the designated enrollment periods. The Annual Enrollment Period (AEP) allows you to make changes to your plan from October 15 through December 7. Special Enrollment Periods (SEP) cater to specific life changes, such as moving or losing other coverage. The Initial Enrollment Period (IEP) is when you first become eligible for Medicare, and it’s crucial to act promptly to secure your coverage.
Knowing these important dates helps you enroll on time and avoid potential penalties. It’s essential to mark your calendar and be proactive about your healthcare enrollment.
How to Apply for Devoted Health Plan of Illinois
Applying for a Devoted Health plan is straightforward. Mike Layden, CPA (217-290-1768), who is your expert Devoted Health Broker and Advisor, will assist you making the process smooth and easy. Clear instructions and ample support ensure you have a hassle-free application experience, getting you one step closer to better healthcare.
Frequently Asked Questions
What states is Devoted Health in?
Devoted is currently providing Medicare Advantage plans in Arizona, Alabama, Colorado, Florida, Hawaii, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, and Texas. Beginning January 1, 2025, Devoted Health will provide Medicare Advantage plans in Arkansas, Washington, Georgia, Indiana, Kentucky, Mississippi, and Missouri.
Who owns Devoted Health insurance?
Devoted Health insurance is owned by Ed and Todd Park. Devoted Health is headquartered in Waltham, Massachusetts.
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