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Expert Medicare Advisors

Have Medicare Questions???

Get Answers 

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Happy couple Medicare worry-free

Expert Guidance with Integrity,
Respect, and Reliability.

Get the peace of mind knowing you enrolled in Medicare compliantly and without penalties.

 

Our Services Are Designed For You To

Ensure your Healthcare is comprehensive and affordable for your budget.

Have confidence your plan selection minimizes
out of pocket costs for healthcare and

medications.

We Eliminate Concerns With Medicare

Minimize Fears of Inadequate Coverage.​

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Reducing fears of inadequate coverage is a function of acquiring an understanding about the coverage options. This gives you the ability to choose plans that align with your healthcare needs.

Enjoy Financial

Peace of Mind​

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Addressing financial impacts related to your healthcare ensures you are aware of potential costs, helping you to budget effectively and avoid unexpected expenses. Realizing your healthcare is affordable.

Receive Affordable Medication​

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Feel confident  the prescription drug plan you choose will ease worries about medication costs, making healthcare more accessible and affordable.

Gain Clarity and Understanding​

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Clear communication and education about Medicare plans  alleviate confusion, empowering you to make informed decisions.  

Examples of Expert Assistance We Provide

Explain Medicare eligibility requirements and enrollment periods.

Help in understanding Medicare rules and regulations to ensure compliance.

Provide guidance on understanding Medicare coverage options and benefits.

Explain Medicare cost-sharing and out-of-pocket expenses.

Help with comparing different Medicare plans and their costs.

Help ensure continuity of current doctors and preferred pharmacy locations.

Assist in understanding & minimizing the cost of Medicare prescription drug coverage (Part D).

Help with understanding Medigap (Medicare Supplement insurance) plans.

Recommend a plan that fits your life and budget.

Assist in evaluating Medicare plan changes during the Annual Enrollment Period.

Maybe You Prefer to Enroll Yourself

This website has two options if you are ready to enroll by yourself

If you know Medicare Supplement insurance is best for you, you can enroll yourself right here!

Mutual of Omaha is consistently top-rated every year and is the 2nd largest provider of Medicare Supplements nationwide.

Press the Mutual of Omaha logo to learn more

new mutual of omaha logo - Medicare supplement insurance company

If you know that a Medicare Advantage Plan is the right choice for you, PlanEnroll provides all of the tools necessary to make an informed decision that is the coverage just right for you.

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PlanEnroll logo

Our Standard Service is Made for One-on-One Discussions With a Medicare Advisor.
 

We Will Match Your Needs With One of Our Many Carriers' Coverages

Our Medicare Supplement Insurance (Medigap) Carriers

Ace Mediare Supplement logo - Medicare Supplement insurance company
BlueCross BlueShield of Illinois logo - Medicare supplement insurance company
Allstate Health Solutions logo - Medicare Supplement Insurance Company
Cigna logo - Medicare supplement insurance company
Aetna Supplement logo - Medicare Insurance Company
AARP Medicare Supplement by UnitedHealthcare logo - Medicare Supplement Insurance Company
The Capital Life Insurance Company logo - Medicare supplement insurance company
ElipsLife Your Insurance logo - Medicare Supplement insurance
Humana logo -Medicare Advantage plan insurance company
Lumico Medigap Solutions logo - Medicare Supplement insurance company
Mutual of Omaha Supplement logo
ManhattanLife logo - Medicare Supplement insurance
Wellcare logo - Medicare supplement insurance company
Medico Corp Life Insurance Company logo - Medicare Supplement Insurance Company

Our Medicare Advantage (Medicare Part C) Carriers

BlueCross BlueShield of Illinois logo - Medicare Advantageplan insurance company
AARP Medicare Plans by UnitedHealthcare - Medicare Advantage plan insurance company
Aetna Logo - Medicare Advantage plan insurance company
Cigna logo - Medicare Advantage plan insurance company
Humana logo - Medicare supplement insurance company
Wellcare logo - Medicare Advantage plan insurance company
DevotedHealth logo - Medicare Advantage plan insurance company

Medicare Supplement Insurance Springfield Illinois

Discover the peace of mind that comes with comprehensive coverage.  Medicare Supplement Insurance Springfield IL ensures you're never caught off guard by unexpected medical expenses. With coverage that extends beyond Original Medicare, you can rest easy knowing you're protected against gaps in your healthcare coverage. Say goodbye to worries about copayments, deductibles, and coinsurance. Our plans offer robust protection, allowing you to focus on what truly matters—your health.

Medigap is designed to fill the gaps in Original Medicare by covering copayments, coinsurance, and deductibles.  These plans offer additional coverage options to enhance healthcare benefits and reduce out-of-pocket costs.  With standardized plan options labeled from A to N, individuals can choose the Medigap plan that best suits their needs and budget.  Medigap plans provide flexibility in choosing healthcare providers and offering predictable costs for budgeting purposes.  Enrolling in a Medigap plan ensures comprehensive coverage, financial protection, and peace of mind for individuals seeking to supplement their Medicare benefits.

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Medigap Plan G is as close to 100% coverage a person can get which makes it one of the more popular Medigap plans available.

Medicare Advantage Plans Springfield Illinois

Health & Life Solutions, Inc. stands out as the premier choice for Medicare Advantage plans Springfield IL for several reasons. With a wealth of experience and expertise in the healthcare industry, our team offers personalized guidance tailored to each client's unique needs and preferences. We prioritize transparency and clarity, ensuring our clients fully understand their plan options and benefits. 

Medicare Advantage Plans, also known as Medicare Part C, offer a comprehensive alternative to Original Medicare by combining hospital and medical coverage into one convenient plan.  These plans often include additional benefits like prescription drug coverage, dental, vision, and fitness programs, providing comprehensive  healthcare solutions.  With fixed premiums and predictable out-of-pocket costs, Medicare Advantage plans offer affordability and cost savings while ensuring access to a network of healthcare providers.  Enrolling in a Medicare Advantage plan allows individuals to receive quality care, manage their expenses, and prioritize their health and well-being with personalized coverage options.

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